Before you say "yes" to pets - Check out this information about "Dangerous Dogs." You may be denied homeowners insurance or any claims resulting from any incidents involving what is considered to be a dangerous dog.
According to the Insurance Information Institute web-site, one question addressed this issue. It is as follows:
Q: Are Golden Retrievers on the top ten "bad dog" list? What are the worst dogs when it comes to biting?
A: The Golden Retriever is not in the "Top Ten"—the following, according to a Centers for Disease Control and Prevention study, are the purebreds responsible for the greatest number of dog-bite-related fatalities from 1979 to 1998). The breeds are listed in declining order of fatalities:
Pit bull-type
Rottweiler
German Shepherd
Husky-type
Malamute
Doberman Pinscher
Chow Chow
Great Dane
Saint Bernard
Before deciding to buy a dog, here are some things to keep in mind:
Some insurers may charge higher premiums for certain breeds of dogs.
Consult with a professional (e.g., veterinarian, a responsible breeder) to find a suitable breed of dogs for your household.
Spend time with a dog before buying or adopting it. Use extreme caution when bringing a dog into the home of an infant or toddler.
Consider spaying/neutering your dog (this can reduce aggressive tendencies).
Do not play aggressive games with your dog.
Properly socialize and train any dog entering the household.
Immediately seek professional advice if the dog starts exhibiting aggressive or undesirable behaviors.
What Tenants need to know:
